What is accident, sickness and unemployment cover?

It’s a cover for redundancy as well as inability to work due to ill health or injury. This means your bills, mortgage payments and grocery shopping are all taken care of, while you’re recovering or trying to find a different job.

A policy can be tailored to fit around your work benefits, so you receive the replacement income when your sick pay stops.

How is accident, sickness and unemployment cover different from income protection insurance?

There are some key differences between the two:

  • Accident, sickness and unemployment cover you for illness as well as redundancy
  • Typically the benefits are payable for a shorter period than income protection – usually one or two years

Speak to us about accident, sickness and unemployment insurance

Get in touch to speak to our experts about accident, sickness and unemployment insurance – we’ll be happy to help.

Looking for a different type of insurance?

We can also help you with the following insurance:

The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.