Is it worth having critical illness cover?

Yes, it’s worth having critical illness insurance. Living through the Covid-19 pandemic we’ve all seen what serious illness can do. Here’s why critical illness cover is worth considering:

Unexpected does happen

It’s hard to think of critical illness insurance when you’re in good health.

But imagine you’ve suffered a life-threatening illness such as cancer, stroke or heart attack. Your sick pay has stopped and if you’re self-employed you might not have any income at all.

Time out for treatment

During this time, you’re having tests, waiting for results, undergoing treatment and recovering at home or in hospital.

It could be years until you’re able to return to work and you might not be able to go back to the same occupation you had before, due to disability. The last thing you want to be worrying about is money.

Financial support

How would you and your family cope financially during this time?

Critical illness cover pays out a lump sum to be used any way you like – pay off all or some of your mortgage, return to work part-time, stop working altogether or buy private medical care to ensure the best chance of a good recovery.

Helping you make the most suitable choice for your critical illness cover

Whether you’re in good health now, have recovered from, or are living with a serious illness, we put the time and effort into making sure you’ve got the best quality cover, tailored to your budget.

  • We can arrange cover for the most common 3 conditions (cancer, heart attack and stroke) or up to 174 other severe illnesses.
  • We can also provide critical illness cover options for self-employed people.
  • We don’t charge a fee for this service, as we receive commission from your chosen provider.

Speak to us about critical illness insurance

Get in touch to speak to our experts about critical illness insurance – we’ll be happy to help.

Looking for a different type of insurance?

We can also help you with the following insurance:

The policy may not cover all definitions of a critical illness. For definitions of illnesses covered please refer to the Key Features and Policy Documents.