Buy-to-let mortgages to suit your needs

Whether you’re refinancing properties you already own to fund the next project, or you simply want to buy your first rental property and need to know how much you can borrow – we’ll take the time to understand your needs and research the whole market. We’ll compare all types of buy-to-let mortgages and provide you with the most suitable options.

There are a few different types of buy-to-let mortgage, and we can help with all of them.

What is a buy-to-let mortgage?

A man with grey hair and beard, sitting on a sofa and chatting on a mobile phone.

Buy-to-let is a mortgage is the most common mortgage used to buy a property, which will be let to tenants.

Some people might not be eligible for all buy-to-let lenders, depending on their circumstances. For example, you might be required to already own your own home, or have experience as a landlord. This doesn’t apply to every lender and because we know where to look, we can help you find the right solution.

What is a let-to-buy mortgage and how to get one?

If you own your home and want to buy somewhere else, and let the old one to tenants, you might need a let-to-buy mortgage. In many cases, people do this to release cash from their property to use as a deposit for the purchase of a new one. Not every buy-to-let lender allows you to do this, so we’ll help you find the right provider

What is a limited company buy-to-let mortgage?

This can be a tax efficient way of buying a rental property. We recommend you seek tax advice when buying a buy-to-let to establish which type of ownership would be best. We’ll gladly provide the options to consider each type.

Expert advice from a whole of market and independent mortgage specialist

The landscape for landlords has changed profoundly over the years and regulations and taxation are frequently updated. We keep up-to-date with lending criteria so we can offer current, honest and transparent advice about all of your buy-to-let mortgage options.

Looking for different mortgage information?

Some forms of buy-to-let are not regulated by the Financial Conduct Authority.