Income protection cover for you

Did you know that back injury, mental health issues, cancer and arthritis are some of the most likely reasons you’ll not be able to work? This is where income protection could help you by providing regular income when you can’t work.

What is income protection insurance?

Income protection insurance replaces your monthly income when you’re unable to work due to illness or injury.

The policy can be tailored to fit around your work benefits. It usually pays out for as long as the policy is in force, or until you’re able to return to work.

Do I need income protection insurance?

Even if you have sick pay, it’s worth thinking about income protection. Sick pay usually drops to half pay or stops altogether after some.

Many of us are self-employed or have no sick pay benefit, and would struggle sooner than we think to pay for food, bills, rent or mortgage payments.

Speak to us about income protection insurance

Get in touch to speak to our experts about income protection insurance – we’ll be happy to help.

The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.